The basic cover provides financial protection if the assured is diagnosed as suffering from a (defined) critical illness. This includes cancer, stroke, first heart attack, kidney failure, loss of hearing, loss of speech, benign brain tumor, etc. Various schemes designed to provide compensation to the assured and his families are available.

Critical Illness Cover

We always wish you a happy and healthy life, but as financial professionals we have to think about what life has to bring from every angle. Serious critical illness is a possible fact of life which cannot be ignored. If any such thing were to happen to you while you haven’t prepared for it, the emotional and financial consequences would be devastating for you and your family.

•           How would you and your family cope with such a situation?

•           How would you pay your bills, loans and mortgage if a critical illness happened to you?

•           You might need to alter your house due to your illness

•           You might need to hire constant help

•           Would you be able to maintain the standard of life you currently have?

At Compass, we have designed critical illness insurance plans to pay out a lump sum benefit in the event that you are diagnosed with a serious or critical illness as defined by the insurance provider. Some of the most common critical illnesses covered include cancer, multiple sclerosis, kidney failure, stroke and heart attack.

Typical Illness listed under critical care

•           Cancer

•           Heart attack

•           Coronary Artery

•           Disease Surgery

•           Heart Value Replacement

•           Multiple sclerosis

•           Major Organ Transplant

•           Third degree burns

•           Stroke

•           Renal Failure

•           Alzheimer’s Disease

•           Parkinson’s Disease

Consequences of not having critical care

•           Loss of work

•           Loss of Income from work

•           Period in child education

•           Derailment of all future plans

•           Lack of choice for post treatment expenses

•           Uncertainty regarding future

•           Compromising on lifestyle

•           Stress Related Illness

Benefits of having critical care

•           Secure future for your loved ones

•           Certainty over uncertainty

•           Financial protection

•           Restore self pride, dignity

•           Benefit your changing lifestyle

•           Avail of Best medical treatment

•           No compromising choice of medical advice

•           Provide support for children education

It is advisable that you don’t put off this serious matter until later, it’s not just a health coverage plan, and it’s a protection of the lifestyle you have earned for your family. Critical Illness insurance is a very vital cover for you.

Support

At Compass, you will find personalized assistance on all your critical illness insurance needs. We believe in continuous support before, during and after the selection of your insurance plan. If you have any further queries or would like to find out more about our services, we can have our insurance expert contact you to answer all your questions.